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US — P&C Pricing · Rate Indication

Develop and trend losses, adjust premiums to current rate level, add expenses and profit, and calculate the indicated rate change.

USPricingRate indicationSynthetic data

Required data

  • Losses, premiums and exposures
  • Selected development and on-level factors
  • Loss trend and LAE
  • Fixed/variable expenses and profit

Results produced

  • Indicated rate change
  • Loss development and trend decomposition
  • Required premium and loss cost
Loss-ratio method on the supplied exposure basis. On-level and development factors are selected inputs. No credibility, premium trend, catastrophe normalization or state filing validation.

Workflow structure

Each step remains visible, controllable and editable.
manual_triggerRun analysis
hypothesisAssumptions and sensitivities
data_table_from_savedPricing experience and selected factors
pythonUS — P&C Pricing · Rate Indication
report_templateUS — P&C Pricing · Rate Indication
export_pdfUS — P&C Pricing · Rate Indication