AVC catalog
Required data
- Paid-to-date claims by service month and payment lag
- Selected completion factors
- Reported unpaid claims
- Member months
AVC workflow template
US — Health · Completion Factors & IBNR
Estimate incurred claims and unpaid liabilities by service month using selected paid completion factors; compare incurred PMPM and payment-delay sensitivity.
USHealthIBNRPMPMSynthetic data
Results produced
- Estimated incurred claims
- Total unpaid and IBNR excluding reported unpaid
- Incurred PMPM and sensitivity
Completion factors use mature-cohort paid-at-lag / ultimate-paid aggregates, with optional selected overrides. Total unpaid includes reported unpaid; IBNR is shown separately. Cohort consistency, recent-month instability and seasonality require review.
Workflow structure
Each step remains visible, controllable and editable.manual_triggerRun analysis
hypothesisAssumptions and sensitivities
data_table_from_savedClaims by service month
data_table_from_savedSelected completion factors
pythonUS — Health · Completion Factors & IBNR
report_templateUS — Health · Completion Factors & IBNR
export_pdfUS — Health · Completion Factors & IBNR