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Template de workflow AVC

US — Health · Completion Factors & IBNR

Estimate incurred claims and unpaid liabilities by service month using selected paid completion factors; compare incurred PMPM and payment-delay sensitivity.

USHealthIBNRPMPMSynthetic data

Données nécessaires

  • Paid-to-date claims by service month and payment lag
  • Selected completion factors
  • Reported unpaid claims
  • Member months

Résultats produits

  • Estimated incurred claims
  • Total unpaid and IBNR excluding reported unpaid
  • Incurred PMPM and sensitivity
Completion factors use mature-cohort paid-at-lag / ultimate-paid aggregates, with optional selected overrides. Total unpaid includes reported unpaid; IBNR is shown separately. Cohort consistency, recent-month instability and seasonality require review.

Structure du workflow

Chaque étape reste visible, contrôlable et modifiable.
manual_triggerRun analysis
hypothesisAssumptions and sensitivities
data_table_from_savedClaims by service month
data_table_from_savedSelected completion factors
pythonUS — Health · Completion Factors & IBNR
report_templateUS — Health · Completion Factors & IBNR
export_pdfUS — Health · Completion Factors & IBNR